Live In Home Care For Seniors – Read the ultimate guide to live home care in New Jersey in 2021 from Expert Home Care, Inc. New Jersey’s largest home care provider since 1985.
The definitive guide to home care for seniors from Expert Home Care, Inc, New Jersey’s largest home care provider since 1985.
Live In Home Care For Seniors
One of the hardest decisions we make for our loved ones is how to keep them safe as they age. Elderly parents experience increasing limitations due to normal aging processes and conditions such as Alzheimer’s, Diabetes, Dementia or Parkinson’s Disease. When it becomes difficult for an individual to take care of themselves, you should consider options such as direct home care or a nursing home to ensure your loved one’s comfort and safety.
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One of the most attractive solutions for seniors who need help on a daily basis is direct care at home. With home care, skilled home care professionals stay with you to help with daily activities and keep you company.
Home care for seniors is usually provided by a home care provider who stays with your loved one during the week. This person will manage tasks such as laundry, light housework, helping or preparing meals, helping with personal hygiene tasks such as showering and dressing, and being an escort. Direct care providers spend the night and sleep at the same time as their clients. In most arrangements, alternate caregivers stay on weekends for ongoing care, giving each caregiver time off.
There are many advantages of home care for seniors. Perhaps most important is the ability to care for your parents or loved ones in your own home. According to the AARP, 87% of individuals over age 65 prefer to “decline in place,” a term that refers to aging in your own home and community (1).
Being surrounded by personal belongings and a lifetime of memories is comforting, while moving into a nursing home can be traumatic. Live care is less expensive than most assisted living communities and allows your parent to remain in your neighborhood while maintaining friendships.
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Independence is highly valued and parents fear losing it. Staying at home gives them the freedom to make choices like when to shower, what snacks to eat and when to have visitors. Assisted living facilities limit these types of choices, which can be a difficult adjustment for those who have made their own decisions their entire lives.
Stay-at-home home care aides tailor their services to the needs of those in their care. If your parent has certain medical conditions or physical limitations, you may choose a home care provider who provides the appropriate level of care. Your loved one will also develop a strong relationship with the home care provider, which is not always possible with alternative options.
Compared to nursing homes or assisted living facilities, home care is more affordable. There are also more flexible ones, as you can decide if you need home care 24 hours a day or just a few hours a day to carry out certain tasks. The cost of a home caregiver can be half of what you would pay for an assisted living and a third of what you would pay for a nursing home.
“A lot of people think that aging in place is the solution to the sustainability of Medicare and Medicaid, that if enough people can be taught to age in place and it is available to them, it can really improve the sustainability and strength of Medicaid and Medicare programs, so it’s a win for the individual and for society as a whole.” (2) What is included in Direct Home Care for the Elderly?
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The level of care needed and your budget will determine what is included in direct home care. Typically, a resident care provider’s duties will consist of some or all of the following:
The number of services required will determine the cost. Be sure to talk to your elderly parents about what they do and do not need, and take the time to observe them in your home to see for yourself what help is needed.
Article Should You Get Elder Care Services for Your Parents? provides some excellent guidelines to help you decide if home care for seniors is right for you.
An alternative option for your loved ones if they need more care than a live-in caregiver can provide is 24-hour senior care. If an individual is unsafe unless monitored 24/7, a team of caregivers working in shifts provides ongoing supervision, even when the person is asleep. This is most often needed when someone has a serious health condition that requires nighttime care, such as turning frequently in bed to prevent bed sores or walking around during the night due to dementia. 24-hour care is more expensive than live care due to the need for at least two caregivers to maintain continuous coverage.
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The cost of home care for seniors reflects a number of variables, including the amount of care provided, what area of the country you live in, the level of experience and education of the home care provider, and whether you contract through an agency such as Expert Home Care, Inc.
The cost of caring for seniors living at home is less than the cost of assisted living or nursing homes. If your parents or loved ones have long-term care insurance, this can help defray the costs. Offering perks like free meals and car use can help reduce overall costs in some situations.
Since the direct costs of home care can be high, you owe it to yourself and your family to explore all of your financial options. In most situations, care for elderly people who live at home must be paid out of pocket, unless you have
Most people ask if Medicare pays for home caregivers and are disappointed to hear that the answer is almost always no. Medicare will pay the cost of visiting a home health aide in some situations, but not for direct care. For this coverage, the visit must be for medical purposes, not personal duty or friendship. Since Medicare does not cover direct care, supplemental insurance policies follow suit.
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Medicaid varies significantly from state to state, so you should check with your state’s Medicaid office for information about coverage limits. Many states provide financial assistance that can pay part of the cost of direct care. The most common form is the HCBS Medicaid waiver, which allows individuals who need in-home care but prefer to stay at home to do so. There are additional circumstances under which Medicaid may provide support, which you can verify by contacting New Jersey Medicaid.
There are several benefits available through the Veterans Administration to cover the cost of home care for qualified veterans with certain conditions. The VA can help you determine how much is available and how you can access it.
There are other options to help cover the direct costs of care, including asking family members to contribute to these expenses. Keep in mind that the in-home nanny will free you and your family members for other commitments, which can make it a worthwhile investment to help your parents or loved ones with the costs.
If your loved one owns the home, a reverse mortgage is another option. A reverse mortgage gives them a certain amount of money each month based on the equity of their home. They can use these funds to pay for their care while they are at home. Upon death or moving to a nursing home or nursing home, the reverse mortgage must be repaid or the home will be foreclosed.
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While many choose friends, neighbors, or family members to provide some form of home care for their elderly loved ones, this can lead to problems. Using professional home care services offers several advantages, including thorough screening of caregivers, backup caregivers when needed, trained staff, emergency availability, and certified home health aides. Working with services in your area ensures your parent or loved one can age at home for as long as possible in a safe and inviting environment.
If you or an elderly loved one are considering home care in New Jersey, contact Expert Home Care, Inc. Call today: 800-848-2336
2. American Public Health Association, Nation’s Health, as senior population grows, aging in place gains popularity: communities outreach https://www.thenationshealth.org/
New Jersey Specialist Home Care understands how difficult it can be for patients and their families to find good help at home. We recognize that there are many options for families today and that this can be a stressful time for everyone involved, which is why we created our 48-hour risk-free babysitting guarantee.
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We have provided home health care to New Jersey families since 1985 and have grown to become one of the largest licensed direct home care providers in upstate New Jersey. Our years of home care experience in New Jersey have resulted in a company with over 8,000 customers
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